Renewing or Switching your mortgage at renewal

If you are already an existing client of ours, then you know that we keep you informed as to when your mortgage is coming up for renewal.  By being well informed ahead of time, you will be better prepared to take advantage of any new products available in the market-place since the last time your mortgage was registered.  Whether you return to the same lender, or put your mortgage on the open market for other lenders to compete for it...  You should speak with us. 

If you are not already a client of ours and your mortgage is up for renewal shortly, don’t take it personally if your current lender has offered you a renewal agreement with higher interest rate than you are seeing elsewhere.  We call it their “laziness test” and your lender is betting that you will not take the time to comparison shop and they are hoping you will end up signing into a mortgage with interest rates that are higher than necessary. 

Reviewing your current mortgage and renewal options to find a mortgage product with the best rate and terms can save you thousands of dollars so plan ahead and don’t wait!


Last updated:  12/6/2010 11:51:29 AM

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